The second-largest country in the world has a lot of spectacular things to see and do. From the Atlantic Coast to the Pacific, Alberta has some of the most spectacular scenery in Canada. One of the best ways to see all of what Canada has to offer is through an RV. You need to protect your RV in the same way as you protect your car; talk to us about RV insurance in St. Albert to make sure your home on wheels is protected both on and off the road.
As members of the Insurance Brokers Association of Canada and the Provincial Brokers Association, Grandin Agencies is able to advise you on what’s required by law and what’s necessary for your unique needs. We work with a number of insurers to help you find the most cost-effective coverage and, as your neighbours in St. Albert, we are available to you on an ongoing basis should you need help in filing a claim.
One of the first things to know about RV and camper trailer insurance is that they’re covered differently. An RV or motorhome, or a similar vehicle that is self-powered and not towed, has its own insurance policy, like a car. A camper trailer, however, can be added onto an existing property policy for an additional premium. However, an additional policy can be purchased on camper trailers to ensure protection of your possession.
RV insurance in St. Albert can range from exactly what the law requires to more comprehensive coverage, including:
Collision covers damage to your RV due to a collision with another automobile or an object
Comprehensive covers damage to your RV that’s not due to a collision = Fire, Theft & Vandalism coverage
Specified perils covers damage to your RV from “specified perils” = Fire & Theft coverage only
Personal belongings coverage
Loss of use and emergency vacation expenses
Limited depreciation on Brand New units