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Customized Auto Insurance Plans in St. Albert

When safeguarding your valuable automotive investment in St. Albert, prioritizing comprehensive auto insurance coverage is paramount. At Grandin Agencies, we've been the trusted choice for insurance brokerage since 1963, proudly serving St. Albert and its surrounding areas with a commitment to excellence. Whether you operate a minivan, delivery truck, luxury car, or even an RV, we understand the significance of protecting your vehicle against potential losses and liabilities.

Our seasoned insurance brokers specialize in tailoring insurance solutions to suit your unique needs and vehicle requirements. With a keen understanding of the local landscape, we navigate various insurance options to secure the optimal coverage for your automobile. Partnering with reputable insurers such as Intact Insurance, Canada's foremost home, auto, and business insurance provider, ensures swift claims processing and peace of mind for our clients.

Whether you're seeking standard auto insurance or specialized RV coverage, Grandin Agencies stands ready to safeguard your automotive assets with diligence and expertise. Contact us today to schedule a consultation and learn more about our auto insurance in St. Albert.

More Than Car Insurance: Grandin Agencies Insurance Covers All Your Vehicles

One moment of distraction, a small patch of ice or a sudden stop ahead of you – that's all it takes to cause a collision. To protect you, your passengers, and your vehicle, the province of Alberta requires drivers to have a minimum of $200,000 of Personal Liability and Property Damage (PLPD) insurance. As you consult with a broker, you learn more about the different types of car insurance available to you in St. Albert. As members of the Insurance Brokers Association of Canada and the Provincial Brokers Association, we at Grandin Agencies can help you find affordable insurance coverage that protects you, your family and your business in case of accidents. We work with several insurers to provide appropriate coverage and reasonable deals for

          ​ Company fleets, commercial vehicles

Recreational vehicles



Antique cars

Personal vehicles

Know Your Car Insurance

When it comes to insurance, there is no one-size-fits-all. Every automobile owner has his requirements and requires car insurance that suits his needs. Being the second-largest city in the Edmonton region, St. Albert's roads are packed with traffic during office hours. The roads in St. Albert also become more challenging to drive in the winter months with the heavy snow. You should have insurance that protects your vehicle under these conditions. Our team at Grandin Agencies understands your concerns and offers you insurance coverage that suits your needs. Our auto insurance includes:

Liability coverage

We make payments on your behalf if you injure someone or damage property.

Direct compensation

If you are not at fault in a collision, this will cover your vehicle's damages.

Accident benefits coverage

If you are in a collision, your medical expenses will be covered.

Get in touch with our team of insurance brokers, who will patiently explain to you the insurance product you should choose for complete auto protection. We also cater to commercial insurance needs. Our team has years of experience in this industry and henceforth knows which insurance providers they need to connect you with.

Company Vehicles

Your company vehicles are a substantial investment. We can advise you on what insurers look for to help get cost-effective coverage for any make or model of car. Some of the factors that insurers consider include

Regular inspections and maintenance of your vehicles

Your screening, hiring, and training process for drivers

Safety procedures to restrict drivers from driving too fast, too long or too late

Let Grandin Agencies help protect your company vehicles!

Driving Off the Beaten Track: Insurance for Trucks, RVs and SUVs

If you drive a truck or an SUV, you know that they were built with rough terrain in mind. Accidents in remote areas can be especially dangerous, and vehicle recovery in these accidents can be an expensive challenge. Grandin Agencies' team of experienced insurers knows the risks St. Albert drivers face; we ensure you are adequately covered. Our knowledge and relationship with our insurers get you insurance that works for you and your budget.

Antique Cars

Antique car buffs know that with the work they put into fixing up and restoring a ride, insurance is a great way to protect their investment in an antique car financially and emotionally. Before you take your vintage vehicle out for a spin, ensure you have insurance that protects your vehicle from damage on the road.

RV Insurance

RV insurance is essential for any enthusiast, providing coverage for your motorhome, camper, or trailer. Having the right insurance policy is crucial to explore the great outdoors or embark on a cross-country journey.

At Grandin Agencies, we specialize in providing comprehensive RV insurance tailored to your needs. Our experienced professional team will operate closely with you to comprehend your requirements and find the perfect coverage options.

Our auto insurance in St. Albert offers competitive rates and flexible policies to suit your budget and lifestyle. From liability coverage to comprehensive protection, we've got you covered every step of the way.

Ask for a Quote

If you want to compare insurance options, request a quote on auto or car insurance in St. Albert. Your insurance broker provides an estimate and answers any questions you may have. In addition to auto insurance, we also offer motorcycle and RV insurance. Don’t forget to check our available discounts and enjoy savings on our insurance products.

Call us to learn which coverage plan is appropriate for your needs. No insurance project is too big or small. Whether you own a large fleet of delivery vehicles or one small car, your insurance broker provides the necessary car insurance coverage.


Clear all your doubts now!


How Much Liability Should I Get?

The general rule here is whatever the insurer is willing to sell you. Most companies will sell up to $2,000,000 in coverage on an auto insurance policy. The premium difference between $1,000,000 and $2,000,000 is usually only about $25.00 or less.


What Basic Coverage Am I Legally Required to Have?

You can decide how much insurance coverage you want. But, at the very least, you should have the following auto insurance coverage:

Statutory accident benefit: This covers your medical expenses and income replacement benefits if you are injured in a car accident, regardless of who is at fault.

Minimum third-party liability of $200,000: This protects you if you or anyone driving your car injures or damages someone else's property.

Direct compensation-property damage: In this case, the insurance company pays you if someone else damages your vehicle and its contents.

Uninsured motorist protection: This protects you if you are injured or killed as a result of an uninsured or hit-and-run driver. It also covers you if an uninsured driver causes damage to your vehicle or its contents.

While the above coverages are required, at the very least, you can purchase additional coverage to obtain additional protection. 


How Can I Save Money on Car Insurance While Still Getting Comprehensive Coverage?

The following are some key examples of how to lower your premiums:

Choose higher deductibles: The deductible is the amount you agree to pay towards a claim. The more the deductible, the lesser the premium in most cases.

Try not to file for small claims: Another way to save money is to avoid filing numerous small claims. The more claims you file, the more insurance companies view you as a risk.

Our staff at Grandin Agencies will assist you in determining the best way to save money on your auto insurance.

Get a Quote Today!

Our experienced team in St. Albert is here to help you find the perfect coverage for your vehicle.

Protect Your Automobile

You cannot save your vehicle from getting dents, but you can cover the damages by purchasing the right insurance.

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