Frequently Asked Questions

This insurance covers you in case of an accident when your vehicle is out of commission. It also covers you when you rent a vehicle while on holidays, as well as emergency service expenses such as towing and boosting.

Please take the necessary precautions to ensure a happy return. Have someone you trust come by and open or close curtains, pick up junk mail, and maybe turn on and off a light or two. Discontinue delivery of the newspaper and mail. Put up a “NO flyers” sign on your mailbox.

Any licensed operator living in your household, is required to be listed on your policy to be able to drive your vehicle. Otherwise, you are able to give permission to another driver to operate your vehicle, as long as they carry a valid Driver’s License. Claims are paid and charged accordingly from the policy that insures the vehicle, no matter who was operating the vehicle at the time.

Most Insurance companies have Credit Card payment options on their website. Make a bill payment from your Financial Institution or call our office and we can process credit card payments on your behalf. Drop into the office and pay via Debit or Cash.

My Drive is a User Based Insurance APP that monitors your driving habits to produce a discount up to 25% at Renewal. There is an immediate 10% discount for enrolment into the program. Speak to your broker for more information.

Yes, you are able to travel with your vehicle as long as it is primarily garaged at your principal address and not out of the province for more than 6 months a year.

Comprehensive is Fire, Theft & Vandalism coverage. This is an optional coverage under your policy.

A Vehicle Inspection Report(VIR) is required when a vehicle is 12 years and older.

A Deductible is the amount you are required to pay, in the event of any loss.